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10 blogs I read this week
Every Monday I post a list of articles which I found interesting, helpful or provocative. So without further ado, here are this weeks selections. Tips for New Gold Investors at Frugal Portland How I...
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Being rich is relative
So when will you feel rich? Will it be when you can afford to drive around in a brand new Ferrari? When you can move to a five bedroom mansion? When you can afford to buy a tropical island or have...
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Are you defined by your job?
“The danger of the past was that men became slaves. The danger of the future is that man may become robots.” - Erich Fromm For most people work is the way they define themselves. Your job becomes...
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Monthly report: October 2012
Vegetable in the garden during October October has been a pretty awesome month. Financially it was very sweet because our income rose by 54% compared to last month because I was paid for travelling...
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5 articles to make you more frugal
You only have to save a small amount in a number of areas and do it consistently to amass a fortune over time. It doesn’t have to be much before it starts adding up. Before we get to the blogs,...
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Thou shall own and ride a bicycle
“Whenever I see an adult on a bicycle, I have hope for the human race.” - H. G. Wells The bicycle is truly the early retirement vehicle of choice. It beats the car on almost every measure; it is...
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You don’t have to spend money to have fun
One of the common criticisms of attempting to live on a very small amount of money compared to most people is that it’s deprivation and a miserly existence. I read recently about a 22 year old who had...
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What is lifestyle inflation?
Lifestyle inflation is the unnecessary expansion of spending to match an increasing income. Most people can probably recall that as a student or perhaps at the very beginning of our working career we...
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The true cost of eating out at work
Bringing my own lunch to work has saved me more money than almost any other measure I’ve put in place in my quest to be a frugal, money-saving machine. It’s one of those awesome tactics because it has...
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How I made $350 by selling junk
If you’re anything like the average person, you have unused items lying around your house and garage from hobbies long gone. I started to realize that many of the possessions that weren’t giving me...
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Alcohol and the early retirement budget
Early retirement and drinking don’t have to be unhappy bedfellows but I’m embarrassed to say that alcohol has historically been one of the biggest expenses in my budget. In my defense, when you’re...
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December challenge: save hot water
We recently received our first electricity bill for our new house. It was only for one month, but is reflective of how we have used our hot water over the last few years. We use approximately 50% of...
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Frugal grocery shopping tips – $100 giveaway
Grocery shopping is one of the largest costs for early retirees and those trying to get there, because while other expenses can be cut to the bone, we all have to eat. The first thing to realize is...
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Monthly report: November 2012
Tomatoes in the garden during November It’s been a big month. In many ways, it has been a poor month financially. Spending is up, savings are down but there have been several positives to come out of...
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Book Review: Your Money Or Your Life
Make no mistake. Your Money or Your Life is an amazing book. It kick-started an awesome transformation in my financial life and my decision making more broadly. I recommend this book in the highest...
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Men: Save money by cutting your own hair
When the goal is early retirement sometimes you have to get creative. I cut my own hair and estimate that it will save me about $2,473.87 over a ten year period, and a whole lot more by the end of my...
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No more excuses: bring your lunch to work
The following post is a guest post by CF from The Outlier Model. I have written about exactly how much you can save over ten years following the techniques discussed below. Safe to say that it’s a...
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My overview for 2012
It’s been a good year for me this year. I have bought a house with my beautiful partner, I changed jobs to one I geniunely love working with friends and a 50% increase in salary and I have made major...
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My New Year’s Resolutions
In my recent post about 2012 I set some fairly outlandish goals for 2013. They were: Make $5,000 from non-salary sources Run 1,000km Pay off half my mortgage (that is only five months old!) To live on...
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The hidden psychological stress of work and why I want out
Heigh ho, heigh ho, it’s off to work we go! As another daunting work year begins I am reminded why I want to get out of the 9-5 until you’re 65 salaried full-time worker game. It’s not that I dislike...
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